We review income, credit score, down payment source and debts against the federal mortgage stress test before you look at homes.
Step 1
Services
Everything behind the window
Ten mortgage services from Asim Ali's office, and seven partner services coordinated around them. Tap any service for details, or tap a step in the diagram to see what happens there.
One credit pull, a lender chosen for your income type and property type, and a pre-approval letter. Includes first-time home buyer mortgages in BC.
Step 2
Insured mortgages through CMHC, Sagen and Canada Guaranty when you put down less than 20 per cent, and conventional mortgages when you put down more.
Step 5
Business-for-self and low-documentation programs, or alternative lenders, when your notices of assessment understate what you really earn.
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Progress-draw financing with the draw schedule, holdbacks and completion mortgage arranged before the first permit.
Step 2Step 8
Financing for basement suites, laneway homes and small-scale multi-unit conversions in BC, including insured refinancing to add a suite.
Step 8
Access equity for renovations, debt consolidation or a second property, with the whole lender market compared.
Step 8
A review starting four to six months before renewal, comparing your lender's offer with the market and switching where it pays.
Step 8
Short-term private mortgages, second mortgages and alternative lenders, with every fee disclosed in writing first and a plan back to a prime lender.
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Financing for investment properties, coordinated with the same lawyer, appraiser and insurance partners.
Step 5Step 8
Regulated by BCFSA under the Real Estate Services Act and introduced with your price range and timeline already known. You can bring your own.
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A home inspector licensed by Consumer Protection BC, with a written report you can negotiate with or walk away on.
Step 4
Ordered through the lender or broker by a designated appraiser so it stays independent.
Step 5
An insurance advisor licensed by the Insurance Council of BC arranges home and strata coverage and explains optional mortgage protection.
Step 5
Conveyancing by a lawyer regulated by the Law Society of BC or a notary regulated by the Society of Notaries Public of BC.
Step 6
Introduced after financing is designed, so the build plan and the draw schedule match.
Step 8
A Chartered Professional Accountant, because how income is reported in the two years before you buy changes what a lender counts.
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Partner professionals are independent businesses, each licensed or regulated by their own body, each quoting their own fees directly to you. The brokerage does not provide real estate trading, legal, notarial, inspection, appraisal, insurance or accounting services. See disclosures.
Services FAQ
Questions about services
Which services does the mortgage brokerage provide itself?
The ten mortgage services: readiness check, pre-approval, purchase and insured mortgages, self-employed, construction and draw mortgages, suite and multiplex financing, refinancing, renewals, private and alternative lending, and commercial mortgages. They are provided by Asim Ali, Mortgage Broker, through Dominion Lending Centres A.I.M.I. Collective Mortgage Group.
Which services are provided by other professionals?
Realtor services, home inspection, appraisal, insurance, legal and notarial conveyancing, building and accounting are provided by independent, separately licensed businesses introduced at the right stage. Each quotes its own fee to you.
Can I start at a later stage, for example with an accepted offer?
Yes. Choose your stage on the get-started form. An accepted offer goes straight to financing, and the lawyer or notary introduction follows immediately.
How long does the whole process take?
Pre-approval takes one to three business days once documents are in. From accepted offer to keys is typically four to eight weeks in BC: a five-to-ten-day subject period, then the completion date in the contract, then possession a day or two later.
Let's get started
Start with the first call
Two minutes, four questions, and Asim Ali's office tells you the next step and who you will meet.
Get startedUpdated 2 November 2026.